New rules on borrowing for portfolio buy-to-let investors
From the 30th September this year, landlords with four or more buy-to-let properties will have to satisfy different criteria to secure mortgage borrowing.
Read on
10 documents every landlord needs to have to hand
As a landlord, no matter whether you have one property or a large portfolio, it’s important to keep on top of all the paperwork associated with owning buy to lets.
Read on
Does your EPC rating really matter
A recent survey of more than 3,000 tenants revealed that 42% consider the ‘green credentials’ of a property important when making a rental decision and that figure rises among tenants over 25.
Read on
Bad tenant - now may be the time to let go
Almost every landlord will suffer a bad tenant at some point and it’s not a pleasant situation to have to deal with. But is now the right time to let them go?
Read on
Property price forecasts, as at mid-2017
Every year, major property companies publish property price forecasts, giving their predictions for how the market will perform over the coming months and years. Given the economic uncertainty that has been thrown up by Brexit, the forecasts for this year have perhaps been of wider interest than usual.
Read on
Whats happening with repossessions
Repossessions are very much a ‘win’ and ‘lose’ situation, depending which side you're on but what's actually happening with repossessions now?
Read on
Why landlords need to know the role of the Environmental Health Officer
Evironmental Health Officers are authorised to reprimand landlords who do not protect their tenants against certain hazards within the rental property.
Read on
5 things to ensure are working properly before autumn and winter hit
As the weather worsens after the summer (or a bit before!), the risk of damage to property increases.
Read on
How to renovate a rental property to reduce future maintenance costs
Buying, renovating and potentially furnishing a property is an expensive process and it’s natural to want to keep costs as low as possible, particularly if you are trying to make a limited amount of capital go as far as possible.
Read on
Fines and jail: what landlords can look forward to if they get letting wrong
There are currently nearly 150 ‘Statutory Provisions’ that apply to lettings. Do you know what they are?
Read on
Are you investing or simply keeping your fingers crossed
What's your investment plan for your buy-to-let properties?
Read on
Are Student Lets a Good Investment
Student accommodation is a popular buy-to-let option for many landlords but what is it exactly that makes them a good choice.
Read on
Is 2017 Shaping up to be a Doom and Gloom Property Market as Expected
Read how the property market is shaping up for 2017.
Read on
How to Spot a Good Tenant
Every landlord wants the perfect tenant, but not everyone gets them. See how you can spot the good tenants.
Read on
5 Mistakes Property Investors Make
Read the top 5 pitfalls to avoid when investing in property.
Read on
Rogue Landlords: Now is the Time to Rent Right
Kate Faulkner is one of the UK's leading property experts and in this article, she explains the key rules and regulations landlords need to adhere to.
Read on
Rent Arrears and How to Deal with Them
Following the fall of the pound the general cost of living has gone up for you and your tenants, so rent arrears are expected tp rise also.
Read on
Rain: What it Can Cost Landlords
Property expert, Kate Faulkner explains how making sure that your property is watertight after the winter is essential.
Read on
Loss of Tax Relief and Preparation for Tax Returns Required
From 6th April 2017, all landlords have to do their accounts in a very different way. For some, this is likely to result in substantially higher tax bills than seen in previous years.
Read on
What happened to housing and fixing our Broken Market - The 2017 Spring Budget
Since the last election, housing has featured as one of the top policy stories from both opposition parties and the Government. And when the new cabinet arrived, in the summer of 2016, they were clear that housing would be a number one priority, promising a new housing white paper.
Read onThere is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.