How much could I borrow?
Our borrowing calculator is designed to help you work out how much you borrow, which gets you one step closer to owning your own home.
Simply enter a few key details to get an estimate of how much you could borrow.
What will my monthly repayments be?
By entering some key details below, we can help you calculate your monthly mortgage repayments.
However, please be aware these may vary depending on the term and interest rate of your mortgage.
How much Stamp Duty will I need to pay?
Before buying, it's important to calculate Stamp Duty fees.
Use our calculator below to work out if you'll have to pay stamp duty, and if so, how much, so that you can factor this into your budget when considering your affordability.
Land and Buildings Transaction Calculator
Land and Buildings Transaction Tax (LBTT) is Scotland's version of the UK's Stamp Duty tax.
Land Transaction Tax Calculator
Use our calculator to work out if you'll have to pay stamp duty, and if so, how much. It's important to factor these additional costs into your budget when you're considering your affordability.
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.2% of the mortgage amount.